Many people with disabilities fear that if they return to work and start earning more money, they’ll lose their AHCCCS coverage. AHCCCS Freedom to Work means that you don’t have to be afraid. With AHCCCS Freedom to Work, if you have a disability and work, you can earn more income and keep your AHCCCS coverage. AHCCCS Freedom to Work pays for the same services that standard AHCCCS covers, including visits to the doctor, hospital stays, medical equipment, home care services, and mental health services.

To qualify for AHCCCS Freedom to Work,you must be a U.S. citizen or qualifying noncitizen aged 16 – 64, determined blind or disabled, working, and have $4,948 or less in monthly income. You may have to pay a small monthly premium of $35 or less.

This article will help you understand:

  • If AHCCCS Freedom to Work is right for you
  • Different ways you may qualify for AHCCCS if you have a disability
  • What services it covers
  • How much you will have to pay, and
  • How to sign up.

If, after reading this article, you need more help in understanding AHCCCS Freedom to Work, we recommend you talk to trained experts who can help you. Here are some good resources:

  • Call the AHCCCS Freedom to Work office at 1-602-417-6677 in Maricopa County or 1-800-654-8713 in the rest of Arizona.
  • Get local help from
  • If you have a disability, talk to a Work Incentive Consultant to learn more about health programs for people with disabilities.
What’s New?

How health coverage works in the United States is changing. These are some of the important changes related to AHCCCS Freedom to Work:

  • If your disability does not qualify you for AHCCCS Freedom to Work, you may be able to qualify for AHCCCS through other rules that have no disability requirement.
  • If your income goes up and you no longer qualify for AHCCCS Freedom to Work, you may be able to get government help paying for a private insurance plan on
  • If you don’t have any form of health coverage in 2014, you may have to pay a tax penalty.

The main thing is that AHCCCS Freedom to Work for people who already get it is not changing. If you get AHCCCS Freedom to Work now and your situation hasn’t changed, you will not lose it. However, if you need to change your health coverage in the future, now you’ll have more options.

Note: The Affordable Care Act (ACA) of 2010, has made big changes to our nation’s health care system and there will be more changes over the next few years. DB101 has been and will continue to be updated to reflect these changes. For more information, read our overview article, Health Care in Arizona 2014.